Winthrop Area Federal Credit Union / Phone: 207-377-2124 (Toll Free) 1-800-511-1120

Dividend Rates

Effective: January 25, 2012

Rate APY

Regular Shares 0.15 % 0.15 %

Clubs 0.15 % 0.15 %

Share Drafts None

High Yield

($2,000.01 - $40,000.00) 0.35% 0.35%

($40,000.01 - $100,000.00) 0.50% 0.50%

($100,000.01 and over) 0.65% 0.65%

IRA Club 0.60% 0.60%

Share and IRA Certificates($500 minimum)

6 months 0.45 % 0.45 %

1 year 0.70 % 0.70 %

15 months 0.80 % 0.80 %

18 months 0.90 % 0.90 %

2 year 1.05 % 1.06 %

3 year 1.40 % 1.41 %

4 year 1.75 % 1.76 %

5 year 2.10 % 2.12 %

APY-Annual Percentage Yield

Winthrop Area Federal Credit Union
Marion L. Healey Building
94 Highland Avenue, PO Box 55
Winthrop, Maine 04364

Telephone: (207) 377-2124 or 1-800-511-1120 | Fax: (207) 377-2767
Website: www.winthropcreditunion.org | E-mail: info@winthropcreditunion.org