Winthrop Area Federal Credit Union / Phone: 207-377-2124 (Toll Free) 1-800-511-1120
 
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Owned & Operated by its For its Members Since 1937
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Consumer Loans

As of August 25, 2010

 

Type                                                                           Term                                               Rate     

 

Personal Loan                                                        36 Mos.                                         10.00%             

                                                                                    48 Mos.                                         11.00%             

                                                                                    60 Mos.                                         12.00%

             

Unsecured-LOC                                                      N/A                                                12.00%(Variable)         

 

Share Secured (100%)                                          Div. Rate + 3%                             Call for rate

Share Secured   (50%)                                          Div. Rate + 6%                             Call for rate

 

Newer Autos (2006-2010)                                     24 Mos.                                           4.25%   

                                                                                    36 Mos.                                           4.50%   

                                                                                    48 Mos.                                           4.75%   

                                                                                    60 Mos.                                           5.00%   

                                                                                    72 Mos.                                           5.50%   

 

Used Autos (2005 & older)

                                                                                    36 Mos.                                           5.75%   

                                                                                    48 Mos.                                           6.00%   

                                                                                    60 Mos.                                           6.25%   

 

Snowmobile/ATV's     

                            New                                                 48 Mos.                                          5.50%   

                            New                                                 60 Mos.                                          5.75%   

                            Used                                               36 Mos.                                           6.00%   

 

Boats/RV's/Campers             

                            New                                                 60 Mos.                                          5.50%   

                            New                                                 84 Mos.                                          6.00%   

                            New                                               120 Mos.                                          6.50%   

 

                            Used                                                48 Mos.                                          5.75%   

                            Used                                                60 Mos.                                          6.00%   

                            Used                                                84 Mos.                                          6.50%   

 

Motorcycles

                            New                                                 48 Mos.                                          5.25%   

                            New                                                 60 Mos.                                          5.50%   

 

                            Used                                                36 Mos.                                          5.75%   

                            Used                                                48 Mos.                                          6.00%   

                            Used                                                60 Mos.                                          6.25%   

 

Mobile Home (1996-2010)     

                            New/Used                                     120 Mos.                                          7.50%   

 

 

Equipmen      New/Used                                        84 Mos.                                          9.00%

 

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Click on the links below to download WAFCU loan application forms:

 

pdfConsumer Loan Application

 

pdf Vehicle Information Sheet

 

pdf Authorization for Loan Payoff

 

                          

 

 

         

                           

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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©2003-2009 Winthrop Area Federal Credit Union. All Rights Reserved.

 

Winthrop Area Federal Credit Union
Marion L. Healey Building
94 Highland Avenue, PO Box 55
Winthrop, Maine 04364

 

Telephone: (207) 377-2124 or 1-800-511-1120    |    Fax: (207) 377-2767
Website: www.winthropcreditunion.org   |    E-mail: info@winthropcreditunion.org

 

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