Winthrop Area Federal Credit Union / Phone: 207-377-2124 (Toll Free) 1-800-511-1120


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Winthrop Area Federal Credit Union Logo
Owned & Operated by its For its Members Since 1937
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online banking login here
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Welcome to the Winthrop Area Federal Credit Union

Member Appreciation Day, Friday, October 17th: Come to the Credit Union for some light refreshments and a chance to win a door prize. Hope to see you there!



2014 Loan Special

loan types

  • If you refinance your Vehicle, Motorcycle, RV, Boat or ATV loan that you presently have with another financial institution with Winthrop Area Federal Credit Union, we’ll give you a rate as low as 2.50% APR and a $100.00 Visa® Gift Card!

           Some Restrictions May Apply. APR-Annual Percentage Rate



Mortgage & Loan Calculator

Powered by Loan Calculator







WAFCU Mortgage Loans

Competitive Fixed Rates

(As low as 3.75% APR)

Terms up to 30 years

Low Closing Costs

No Points or Origination Fees

Call today at 1-800-511-1120 for more information!


APR- Annual Percentage Rate


Use FastApply AD&D To Get No-Cost AD&D Coverage. Fast. Easy. Online. Claim It.
TruStage Insurance Agency






This link provides a tool for our members to research new and used car inventories at local dealers.



This Pre-approval is for the Credit Union's Indirect Lending Dealer Program only. If you wish to apply directly with the Credit Union for a pre-approval, please contact us at 1-800-511-1120.


Tools & Calculators

Online Banking - Login

   Maine Shared       Branching Locator

Loan Calculator

loan application
Loan Applications
Consumer loans

Merchant Services












©2003-2009 Winthrop Area Federal Credit Union. All Rights Reserved.


Winthrop Area Federal Credit Union
Marion L. Healey Building
94 Highland Avenue, PO Box 55
Winthrop, Maine 04364


Telephone: (207) 377-2124 or 1-800-511-1120    |    Fax: (207) 377-2767
Website:   |    E-mail:



Website Disclaimer
This website is for informational purposes only and does not constitute a complete description of our products and services. Winthrop Area Federal Credit Union is not responsible for any inaccuracies, errors (including typographical errors) or omissions, or for the results obtained from the use of the site or the content herein.
Winthrop Area Federal Credit Union does not provide, and is not responsible for, the product, service, or overall website content available on third-party sites.
Winthrop Area Federal Credit Union's privacy policies do not apply to linked websites. You should consult the privacy disclosures on each third-party site for further information.



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